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10 Best Places to Live in Montana

Are you thinking about moving to Montana? If so, then you’re in the right place. In this article, we take a deep dive into the best places to live in Montana.

We’ve selected the top 10 cities to reside in Montana based on various factors, ranging from education, employment, and living costs to safety, climate, and access to outdoor recreation.

Read on for a detailed overview of the best places to live in Montana. By the end of this article, you’ll know which is the best Montana town for you.

Table of contents:

  1. Bozeman
  2. Belgrade
  3. Butte
  4. Livingston
  5. Great Falls
  6. Whitefish
  7. Helena
  8. Dillon
  9. Missoula
  10. Billings

1. Bozeman

best places to live in montana bozeman
Hyalite Canyon, near Bozeman Montana

Pop: 55,000

Bozeman is one of the best places to live in Montana for quick access to the great outdoors and a buzzing, vibrant community life. Many people move to this beautiful Montana city for its picturesque location in the Gallatin Valley and the various outdoor activities within reach, including hiking, rock climbing, mountain biking, fishing, skiing, and ice climbing.

It may be one of the most expensive cities in Montana, but Bozeman has much to offer, from a vibrant downtown and rapid economic growth to a bustling tech scene. In Bozeman, the past meets the present, creating a dynamic atmosphere.

Cost of Living

Average monthly rent: $2,305Potatoes: $4.61
Average home price: $792,008Bread: $4.14
Mortgage rate: 6.57%Cheese: $5.09
Energy: $177.13Milk (1 gallon):$2.59
Phone: $182.36Eggs (dozen):$2.40
Source: Rent Cafe

Bozeman’s cost of living is higher than the Montana and national average, particularly due to housing costs. The city’s popularity and scenic location have driven up prices, making it less affordable for some people.

Employment opportunities

As of December 2023, Bozeman’s unemployment rate is 2.60%, which is lower than the statewide unemployment rate of 3.2%.

The city has a growing economy with a mix of tech startups, such as Quick and Pulara, outdoor gear companies, and Montana State University as major employers.

The job market is robust for a city of its size, offering opportunities, especially in education, healthcare, and technology. With its growing economy, Bozeman is seeing job creation on the rise.

Housing market

Bozeman’s housing market is competitive, with prices above the state average. As we previously mentioned, the average price of a home in Bozeman is $792,008.

The demand for housing has led to rapid development, but finding affordable options, particularly in the central part of town, can be challenging.

Quality of life

Residents of Bozeman enjoy a high quality of life with low crime rates, excellent healthcare facilities, and a plethora of outdoor activities. The city’s focus on community and the natural environment contributes to its livability.

Bozeman is experiencing rapid growth, with a 1.7% average annual population growth. Since 2020, Bozeman has grown 8.3%, reflecting the town’s rapidly growing popularity. New office buildings, shops, and businesses, such as coworking spaces, are popping up in the outer districts of the city, such as on the north and southern edges of town.

Bozeman continues to accommodate its population growth through sustainable development both downtown and on the outer edges of town. Bozeman’s future development plans include neighborhoods in the open, green northeast region, as well as new shopping malls and hotels.

Education system

Bozeman boasts strong public schools, including eight elementary schools, two middle schools, and two high schools.

Bozeman is also home to Montana State University, the largest research institute in the state and one of the top 10 colleges and universities in the USA for its number of Goldwater Scholarship recipients.

Transportation and commute

While Bozeman is relatively small and easy to navigate, having a car is beneficial for exploring the surrounding areas. Public transportation options are available but limited compared to larger cities across the U.S.

Climate and geography

Bozeman experiences a mountain climate with cold, snowy winters and warm summers, perfect for outdoor enthusiasts who enjoy skiing, snowboarding, hiking, and fishing.

The Bridger Range is a 40-minute drive north of town and offers excellent hiking and skiing opportunities. A one-hour drive up the Gallatin Canyon places you in Big Sky, Montana, one of the best ski resorts in Montana. Big Sky also offers a variety of summer recreation and leisure activities, such as mountain biking and golfing.

For weekend outings, the Hialyte Canyon Reservoir and recreation area lies about 15 minutes from town.

Cultural fit and diversity

Bozeman has a vibrant cultural scene with a mix of Western traditions and contemporary University life. Festivals, music events, and art galleries abound. Music on Main is a favorite.

Safety and crime rates

Bozeman’s violent crime rate is 3.06 per 1,000 residents next to the statewide average of 4.18.

Bozeman is considered safe relative to other cities. Its safe, friendly neighborhoods are appealing to families and individuals alike.

Access to nature and recreation

Bozeman is unparalleled in its access to Yellowstone National Park, Bridger Bowl Ski Area, and countless hiking and biking trails in the surrounding hills and mountains, making it a haven for nature lovers and adventurers.

Social opportunities and community engagement

The community in Bozeman is tight-knit and welcoming, with numerous opportunities for socializing, volunteer work, and community involvement. It’s easy to feel at home here.

Some of Bozeman’s top annual events include Big Sky Country State Fair, Sweet Pea Festival, and Bite of Bozeman.

2. Belgrade – Small town life nearby bustling Bozeman

best places to live in montana belgrade
Mountains outside Belgrade, Montana

Pop: 12,000

Do you like the idea of working and living in Bozeman, but the cost of living doesn’t fit your budget? Then you might want to consider Belgrade.

While Belgrade lacks the buzz of Bozeman, this isn’t a negative for some people. Belgrade, Montana, is a small town known for its proximity to Bozeman, its surrounding natural beauty, and its laid-back lifestyle.

Here’s how Belgrade measures up across various aspects of living:

Cost of living

Average monthly rent: $2,218Potatoes: $4.61
Average home price: $535,000Bread: $4.14
Mortgage rate: 6.57%Cheese: n/a
Energy: $151.53Milk (1 gallon):$2.59
Phone: $163.02Eggs (dozen):$2.40
Source, (except for ave. home price): Pay Scale

Belgrade offers a slightly more affordable cost of living than Bozeman, though it’s still above the national average. Housing, while cheaper than in Bozeman, has been rising due to the spillover from Bozeman’s growth.

Employment opportunities

Belgrade’s unemployment rate is 3.0%, next to the state average of 3.2%.

The town’s economy is closely tied to Bozeman’s, with many residents commuting to Bozeman for work. Local employment largely revolves around small businesses, manufacturing, and services, with Gallatin Airport providing numerous jobs.

Housing market

As we previously mentioned, the average price for a single-family home in Belgrade is $535,000, while the median price for a townhome and a condo in Belgrade is $482,500 and $439,500, respectively.

The housing market in Belgrade is less expensive than Bozeman’s but is becoming more competitive as demand increases. The average home price reflects the town’s growing popularity among those looking for more affordable housing options near Bozeman.

Quality of life

Belgrade residents enjoy a high quality of life with a small-town feel and lower crime rates than national averages. Like Bozeman, Belgrade offers excellent access to outdoor recreation opportunities, including fishing, hiking, and skiing.

Education system

Belgrade has three preschools, four elementary schools, one middle school, and one high school.

The Belgrade School District serves the town’s children and is known for its commitment to quality education. The schools enjoy strong community support and offer various extracurricular activities, such as golf, cross country, soccer, and volleyball.

Transportation and commute

With its location just off Interstate 90 and near Gallatin Airport, Belgrade is well-connected for travel. Commutes within Belgrade are short, and the drive to Bozeman is straightforward, taking about 15 minutes.

Climate and geography

Similar to Bozeman, Belgrade experiences a cold winter and warm summer climate, making it ideal for those who enjoy seasonal outdoor activities. The landscape is dominated by vast plains and mountain vistas.

Cultural fit and diversity

While more homogenous than larger cities, Belgrade is gradually becoming more diverse. The town has a strong sense of community, with local events and traditions reflecting its Montana heritage, such as garden parties, auctions, and unique art programs like Paint Your Pet.

Safety and crime rates

Belgrade’s violent crime rate is 5.35 per 1,000 residents.

Belgrade is considered safe, though its crime rate is slightly higher than the Bozeman and statewide averages. The town’s community-oriented approach contributes to its residents’ sense of security.

Access to nature and recreation

Belgrade’s location offers effortless access to Montana’s natural wonders, from the nearby Bridger and Gallatin Ranges for hiking and skiing to the Madison and Jefferson Rivers for world-class fishing. This proximity to nature allows for a lifestyle deeply connected to the outdoors.

Social opportunities and community engagement

The community in Belgrade is close-knit, offering numerous opportunities for engagement through local events, sports, and volunteer activities, such as choir performances, public skating, and business summits. Its smaller size fosters a strong sense of belonging.

3. Butte – Where history breathes

Best places to live in montana butte
Butte, Montana

Pop: 35,000

In the 1900s, Butte was a thriving mining town that received people from all around the world. Once one of Montana’s most prosperous mining towns, today Butte is home to an eclectic group of people from various backgrounds.

Today, a vast mix of cultures thrives in this city. You are likely to spot the Irish or Asian influence here, especially in the Mai Wah Society and Museum. The quality of life in Butte is encompassed by affordable living and access to nature all year round.

Here’s a detailed look into various aspects of living in Butte:

Cost of living

Average monthly rent: $810Potatoes: $4.61
Average home price: $239,900Bread: $2.33
Mortgage rate: n/aCheese: $6.61
Energy: n/aMilk (1 gallon): $4.50
Phone: n/aEggs (dozen): $3.89
Sources: Best Places (left column), Numbeo (right column)

Butte’s cost of living is generally lower than the national average, making it an affordable option for many. Housing costs, in particular, are notably lower than in many other parts of Montana, offering a good value for residents.

Employment opportunities

The unemployment rate in Butte is 4.4%, slightly higher than the statewide average of 3.2%. Moreover, unemployment in Butte has steadily fallen since the 1990s.

The city’s economy has diversified since its mining heyday, with healthcare, education, and services now the leading employers. Montana Technological University is a significant contributor to the local economy, alongside healthcare facilities and a growing tech sector. Despite this, job growth is more modest compared to faster-growing Montana cities.

Housing market

As we previously mentioned, the average price of a home in Butte is $239,900, marking it 29.0% below the national average home cost of $338,100. That’s 45.7% more affordable than the typical home in Montana, priced at $441,800.

The cost to rent a two-bedroom unit in Butte-Silver Bow is $810 monthly, which represents a savings of 43.4% compared to the national average of $1,430 and is 22.2% lower than Montana’s average of $990.

The housing market in Butte is accessible, with a variety of affordable options for buying and renting. The median home price is considerably lower than in Bozeman or Missoula, reflecting the city’s overall affordability.

Quality of life

Residents of Butte benefit from a rich cultural scene, low crime rates, and a strong sense of community. The city’s history as a mining hub has left a legacy of pride and resilience among its people.

Well-maintained cross-country skiing and snowmobile paths are readily accessible from Butte, located at destinations like Mount Haggin, Elk Park, Georgetown Lake, and the Big Hole Valley.

For those interested in winter activities like backcountry skiing, snowshoeing, and fat biking, Thompson Park provides both groomed and natural trails for a variety of outdoor adventures.

Education system

Butte has several elementary schools, a middle school, and one public high school, plus the Butte Central Catholic High School.

Butte’s public schools provide solid educational offerings, and the presence of Montana Technological University adds a higher education dimension unique for a city its size. The university is known for its engineering and nursing programs, contributing to the local and state economy.

Transportation and commute

With its compact size, commuting within Butte is generally quick and straightforward. Public transportation options are limited, making personal vehicles the primary mode of transportation for most residents.

Climate and geography

Butte experiences a continental climate with cold winters and warm summers. Its high elevation and location in the Rocky Mountains provide spectacular natural beauty and outdoor activities but also contribute to cooler temperatures and significant snowfall in winter.

Cultural fit and diversity

Butte’s cultural identity is heavily influenced by its mining history, with a strong Irish heritage celebrated through annual events like the St. Patrick’s Day parade. The city’s commitment to preserving its historical architecture and sites, such as the old City Hall, adds to its unique character.

Safety and crime rates

Butte’s violent crime rate is 3.4 per 1,000 residents, slightly higher than Bozeman’s and close to the statewide average.

Butte’s crime rates are in line with or slightly higher than national averages in certain categories, but the city has been actively working to improve safety and reduce crime through community policing and other initiatives.

Access to nature and recreation

Butte epitomizes the majestic landscapes and adventurous spirit of the American West. Positioned in the heart of the Rocky Mountains, Butte provides unparalleled access to the Continental Divide Trail, opening a world of hiking, mountain biking, and exploration amidst awe-inspiring terrain.

The proximity to national forests like the vast Beaverhead-Deerlodge National Forest turns Butte into a verdant playground for hiking and winter snowshoeing. Residents enjoy watersports in local lakes and rivers like Georgetown Lake and Big Hole River.

Social opportunities and community engagement

Butte’s community is tight-knit, with a strong emphasis on local events, festivals, and volunteer opportunities, including a farmers’ market, the Freedom Festival, the Butte 100 Mountain Bike Race, the Montana Folk Festival, and Serb Fest.

The Butte Farmer’s Market is a summer street event that runs for 21 weeks on West Park Street in Uptown Butte Montana from May until October.

The city’s historical sites, including the World Museum of Mining and Berkeley Pit, offer unique educational and cultural experiences.

4. Livingston – Quaint, historic, and beautiful

best places to live in montana livingston
Nearby Livingston, Montana

Pop: 8,300

Livingston, Montana, offers a unique blend of historical charm, artistic flair, and access to breathtaking natural landscapes.

Nestled up next to the Yellowstone River and serving as a gateway to Yellowstone National Park, this small town captivates with its rustic beauty and vibrant community. Plus, its historic and charming downtown adds great energy to the town.

Here’s an overview of life in Livingston across various important factors:

Cost of living

Average monthly rent: $1,220Potatoes: $4.61
Average home price: $495,300Bread: n/a
Mortgage rate: n/aCheese: n/a
Energy: n/aMilk (1 gallon):$4.91
Phone: n/aEggs (dozen):n/a
Sources: Best Places (left column), Area Vibes (right column)

The cost of living in Livingston is somewhat lower than in Montana’s more populated areas, like Bozeman, but still slightly above the national average. Housing is more affordable here compared to the more expensive markets nearby.

Employment opportunities

The unemployment rate in Livingston is 5.1%, slightly higher than the statewide average of 3.2%.

Livingston’s economy is diverse, with sectors like healthcare, education, retail, and tourism providing the majority of employment opportunities. Livingston’s proximity to Yellowstone National Park also boosts seasonal employment in hospitality and outdoor recreation.

Housing market

The average price for a residential property in Livingston is $495,300, a 46.5% increase compared to the national average of $338,100, and 12.1% above the Montana state average of $441,800.

Meanwhile, the monthly rent for a two-bedroom apartment in Livingston is $1,220, 14.7% lower than the national average of $1,430 and 18.9% higher than Montana’s average of $990.

The housing market in Livingston offers a mix of historic homes, modern residences, and rural properties, often at prices more accessible than those found in larger Montana cities. The market is competitive but offers more affordable options for homebuyers.

Quality of life

Livingston, Montana, delivers a high quality of life through its stunning natural surroundings, vibrant arts scene, and a strong sense of community.

Nestled near Yellowstone National Park, residents enjoy unparalleled outdoor recreation, including hiking, fishing, and wildlife viewing. Livingston’s historic downtown and commitment to cultural events foster unique community engagement.

Education system

The Livingston area has two distinct education districts. District #4 consists of two elementary schools and a middle school, covering kindergarten through eighth grade. Meanwhile, Park High School in District #1 caters to high school students from ninth to twelfth grade.

Livingston provides quality education through its public schools. The town boasts a strong commitment to education, with various extracurricular programs and activities for students, such as the Livingston Story Walk, Civic Center Open Gym, and Montana Outdoor Science School.

Transportation and commute

With its compact size, commuting within Livingston is relatively easy and traffic is minimal. Access to major highways makes travel to and from neighboring cities, such as Bozeman, straightforward.

Climate and geography

Situated at the gateway to Yellowstone National Park, Livingston experiences a varied climate with cold winters and warm summers. Its stunning geographical setting offers spectacular views and outdoor recreation opportunities.

Enjoy an afternoon of fishing the Yellowstone River in Paradise Valley or set out hiking in the Absaroka-Beartooth Wilderness for breathtaking views.

Cultural fit and diversity

Livingston has a vibrant cultural scene for its size, with a notable arts community, galleries, and cultural events. The town has maintained its Western heritage while evolving to include a diverse range of cultural influences.

Livingston’s notable downtown art galleries include the Livingston Center for Art and Culture, which showcases a range of works from local, regional, and national artists.

Another gem is the Danforth Museum of Art (DMA), which has been a key part of Livingston’s art scene for over 40 years. Initially starting as the Danforth Gallery, this space was known for its diverse contemporary art exhibitions and sales. Today, it serves as an art museum with a growing permanent collection.

Livingston’s galleries not only enhance the town’s cultural landscape but also serve as vital platforms for artists to display their work and for the community to engage with the arts intimately.

Safety and crime rates

Livingston’s violent crime rate is 3.53 per 1,000 residents, which is lower than the statewide average of 4.18.

Livingston is generally considered safe, with crime rates lower than those of larger cities across Montana and the U.S. The community-oriented approach to living contributes to the overall sense of security.

Access to nature and recreation

The town’s proximity to Yellowstone National Park, Paradise Valley, the Absaroka-Beartooth Wilderness, and the Yellowstone River makes it a haven for outdoor enthusiasts, offering everything from fishing and hiking to wildlife viewing.

Social opportunities and community engagement

Livingston’s community is known for its engagement and active social scene, supported by local events, festivals, and volunteer opportunities that foster strong community ties.

Notable events include the Park County Fair, Livingston Roundup, and the Livingston Holiday Stroll.

5. Great Falls – A nice, small town with higher-than-average crime

best places to live in montana great falls
Statue of Sacagawea, Lewis and Clark – Great Falls, Montana

Pop: 60,000

Great Falls is a quaint city located along the Missouri River. With a population of 60,000, Great Falls is Montana’s third-largest city. Situated next to Malmstrom Air Force Base, Great Falls has a considerable amount of military families who make up the community.

Malmstrom also happens to be the site of some of Montana’s most notable UFO sightings, adding to the mystique and allure of this region of Montana. It’s worth noting that crime is marginally higher here than in other cities in Montana.

Here’s a detailed look at life in Great Falls across several key aspects:

Cost of living

Average monthly rent: $1,227Potatoes: n/a
Average home price: $317,635Bread: $4.52
Mortgage rate: 6.79%Cheese: $3.87
Energy: $176.82Milk (1 gallon):$4.55
Phone: $182.36Eggs (dozen): $3.87
Source: Best Places

Great Falls offers a cost of living that is generally lower than the state and national average, making it an attractive option for individuals and families seeking affordability. Essentials like housing, utilities, and groceries are reasonably priced, contributing to the city’s accessibility.

Employment opportunities

Great Falls’ unemployment rate is 3.90%, slightly higher than the statewide average of 3.2%.

The local economy is anchored by sectors such as healthcare, education, and the military, with the presence of Malmstrom Air Force Base. Additionally, retail, manufacturing, and the energy sector offer diverse job opportunities for residents.

Housing market

As we previously mentioned, the average price of a home in Great Falls is $317,635, significantly lower than the statewide average of $441,800.

Great Falls’ housing market is more affordable compared to other parts of Montana, offering a variety of options from historic homes to new developments. The market caters to a range of budgets, making homeownership more attainable for many.

Quality of life

Life in Great Falls involves a range of positives and negatives. Great Falls is small and quaint, with low traffic and easy access to surrounding nature. Residents associated with the Malmstrom Air Force Base have unique career and housing opportunities.

On the other hand, Great Falls has a reputation for high crime and poverty rates. It’s worth visiting at least once to decide if it suits you.

Education system

The Great Falls Public School District has 15 elementary schools, two middle schools, and three high schools.

Great Falls boasts a solid education system, including public schools that receive strong community support, several private schools, and higher education institutions like the University of Providence, ensuring good educational opportunities for all ages.

Transportation and commute

More than 80% of Great Falls residents commute to work in less than 20 minutes. They utilize the additional 39% of their time hiking with family, enjoying time with friends, or embarking on various DIY projects. This is life in Great Falls.

With minimal traffic congestion and well-maintained roads, commuting within Great Falls is generally efficient and stress-free. The city’s layout and public transportation options facilitate easy access to work, schools, and amenities.

Climate and geography

The city experiences a semi-arid climate, with cold winters, warm summers, and moderate precipitation, allowing residents to enjoy a wide range of seasonal activities. Its location along the Missouri River and proximity to natural landscapes like the Highwood Mountains offer stunning views and recreational opportunities.

Cultural fit and diversity

Great Falls’ cultural scene is vibrant. The town’s numerous arts and music festivals and various museums, like the renowned C.M. Russell Museum, create growing diversity that reflects a blend of traditional Montana values and new perspectives brought by newcomers.

Safety and crime rates

Great Falls stands out for its disproportionately high crime rate, recording 50 incidents per thousand inhabitants, or 1 case of violent or property crime per 20 residents. Its violent crime rate is 4.97 per 1,000 residents.

This places it among the cities and towns across the United States with the most significant safety challenges.

Access to nature and recreation

Great Falls is a gateway to outdoor adventures, including fishing, hiking, and biking along the Missouri River and in nearby national forests. The Giant Springs State Park, one of the largest freshwater springs in the U.S., offers unique natural beauty just a short drive from the city center.

Social opportunities and community engagement

Great Falls is known for its strong sense of community, with numerous volunteer organizations, community events, and social clubs fostering a sense of belonging and engagement among residents. Notable events include bingo, art nights, and live music events.

6. Whitefish – One of the best places to live in Montana for mountains

best places to live in montana whitefish
Whitefish Mountain Resort near Whitefish, Montana

Pop: 8,500

Whitefish, Montana, is a charming resort town known for its stunning natural landscapes, vibrant community, and outdoor recreational opportunities. Nestled near Glacier National Park and the Whitefish Mountain Resort, it offers a unique living experience that blends small-town warmth with adventure and luxury.

Fun regional activities include skiing and snowboarding at the Whitefish Mountain Ski Resort, one of the best ski resorts in Montana, and enjoying the beautiful shores of nearby Whitefish Lake.

Here’s a closer look at life in Whitefish across several key aspects:

Cost of living

Average monthly rent: $1,810Potatoes: $4.89
Average home price: $838,300Bread:n/a
Mortgage rate: n/aCheese: n/a
Energy: n/aMilk (1 gallon):$4.92
Phone: n/aEggs (dozen): n/a
Sources: Best Places (left column), Area Vibes (right column)

Whitefish’s cost of living is higher than the Montana and national averages, primarily due to its popularity as a tourist destination and the real estate market catering to a luxury lifestyle. Housing, in particular, tends to be pricier here.

Employment opportunities

The unemployment rate in Whitefish is 5.6%, which is significantly higher than the statewide average of 3.2%.

The local economy is largely driven by tourism, outdoor recreation, and hospitality services. There are also opportunities in retail, healthcare, and education, with seasonal employment being significant due to the resort town’s nature.

Housing market

As we previously mentioned, the average price of a home in Whitefish is $838,300. This exceeds the national average by 147.9% ($338,100) and the state average by 89.7% ($441,800).

The monthly rent for a two-bedroom unit in Whitefish is $1,810, reflecting a 26.6% increase over the national average ($1,430) and a 45.3% rise above the Montana average ($990).

The housing market in Whitefish is competitive and leans towards the higher end, reflecting the town’s status as a sought-after location for both permanent residents and vacation homeowners. Rental and purchase prices are above average for the state.

Quality of life

Whitefish offers an exceptional quality of life, with its breathtaking natural surroundings, vibrant downtown area, and strong sense of community. Residents enjoy access to high-quality dining, cultural events, and outdoor activities year-round.

Education system

The town has a reputable education system, with one elementary, middle, and high school each known for strong academic programs and extracurricular offerings. Extracurricular activities at the high school include drama, environment, and French club.

The close-knit community supports its schools, enhancing the educational experience for students.

Transportation and commute

Whitefish is compact and easily navigable, making commuting straightforward. Public transportation options are limited and you’ll need a car to get around town, but Whitefish’s small size allows for easy access to its amenities and recreational spots.

Climate and geography

Whitefish experiences a continental climate, with cold, snowy winters and warm, pleasant summers. Its geography, featuring mountains, lakes, and proximity to Glacier National Park, offers unparalleled beauty and outdoor recreational opportunities.

Cultural fit and diversity

The culture of Whitefish, Montana, is a unique blend of outdoor adventure spirit and artistic creativity, set against the backdrop of breathtaking natural landscapes. This vibrant community is deeply connected to its surroundings, with a passion for skiing, hiking, and fishing defining its lifestyle.

Whitefish is also known for its thriving arts scene, featuring galleries, theaters, and music venues that host local and visiting artists alike. The town’s events calendar is filled with festivals and community gatherings that celebrate its rich heritage and the great outdoors, including trivia nights, cooking classes, and an ongoing live music event schedule.

Together, these elements create a welcoming, dynamic culture that embodies the essence of Montana’s rugged beauty and artistic soul.

Safety and crime rates

Whitefish’s violent crime rate is 2.8 per 1,000 residents, which is relatively low for the state.

Whitefish is generally considered safe, with crime rates lower than many urban areas. The community’s focus on safety and the small-town atmosphere contribute to a secure living environment.

Access to nature and recreation

Proximity to Glacier National Park, Whitefish Lake, and Whitefish Mountain Resort makes Whitefish a paradise for outdoor enthusiasts, offering activities like skiing, hiking, fishing, and mountain biking.

Social opportunities and community engagement

Whitefish boasts a strong sense of community, with numerous social, cultural, and sporting events throughout the year, including live music events at restaurants and event centers in town.

Residents often engage in volunteer work and community projects through various local entities, such as the Community Kitchen, Bob Marshall Foundation, and ASSIST.

Overall, Whitefish combines the allure of outdoor adventure with the comfort of luxury living and a tight-knit community, making it an appealing choice for those seeking an active lifestyle in a picturesque setting.

7. Helena – The state capital is a small, pleasant Montana town

best places to live in montana helena
Montana State Capitol – Helena, Montana

Pop: 33,000

Montana’s capital is a small town with a lot to offer. While it’s not the safest city in the state, it’s not the most dangerous either.

Helena makes for a great mid-size town to settle down in and, like many other cities across Montana, offers good employment opportunities, a quality education system, and great access to the outdoors.

Here’s an overview of Helena across several important aspects:

Cost of living

Average monthly rent: $1,030Potatoes: $2.20
Average home price: $439,800Bread: $4.41
Mortgage rate: n/aCheese: n/a
Energy: n/aMilk (1 gallon): $3.63
Phone: n/aEggs (dozen): n/a
Sources: Best Places (left column), Numbeo (right column)

Helena presents a cost of living that is competitive with other parts of Montana, offering a balanced mix of affordability and quality of life. While some expenses may align with the national average, the overall cost of living allows for a comfortable lifestyle.

Employment opportunities

The unemployment rate in Helena, Montana, is 3.30%, close to the statewide average of 3.2%.

As the state capital, Helena offers numerous employment opportunities in the public sector, including government and administration jobs. Additionally, healthcare, education, and the private sector, such as accommodation and food services, contribute to the city’s diverse job market.

Housing market

As we previously mentioned, the average price of a home in Helena is $439,800. This is 30.1% higher than the national average of $338,100 and slightly lower than the statewide average of $441,800.

The monthly rent for a two-bedroom unit in Helena is $1,030, which is 28.0% less than the national average of $1,430, yet it exceeds Montana’s average by 3.9%.

The housing market in Helena is dynamic, featuring a mix of historic and modern homes. Prices are generally moderate, making home buying accessible to a wide range of residents compared to larger cities in Montana.

Quality of life

Helena, Montana, offers an exceptional quality of life that blends urban conveniences with the allure of the great outdoors. It has a vibrant downtown with some great local businesses, such as the Broadwater Hot Springs, Barnes Jewelry, and Big Sky Cycling and Fitness.

Its residents enjoy a cost of living that’s manageable compared to larger cities, coupled with diverse job opportunities, especially in the public sector and healthcare. Housing is reasonably priced, balancing between modern and historical homes. Education is a strong suit, with reputable schools and higher education institutions, such as Helena College and Carroll College.

The community is tight-knit, welcoming, and engaged in various cultural and recreational activities. Safety is a priority, making Helena a peaceful place to live. Plus, the easy access to stunning natural landscapes and outdoor adventures right at your doorstep truly sets Helena apart.

Education system

As the state capital with 33,000 residents, Helena has several elementary and middle schools across various public school districts and two high schools.

Public schools are well-regarded, and there are also private and charter school options available, such as Bloom Montessori, St Andrew High School, and Helena Christian School.

Home to Helena College, the University of Montana, and Carroll College, Helena offers strong educational opportunities at the university level as well.

Transportation and commute

Getting around Helena is relatively easy, with minimal traffic compared to larger cities. The city is bike-friendly, and public transportation options are available, making commutes straightforward and efficient. Like most cities in Montana, you’ll need a car to get around here.

Climate and geography

Situated near the Rocky Mountains, Helena experiences a continental climate with four distinct seasons, including cold winters and warm summers, sometimes reaching extreme temperatures.

Cultural fit and diversity

Helena’s cultural landscape is rich and varied, featuring museums, art galleries, and historical sites that celebrate Montana’s heritage.

The history of Helena dates back to 1864 during the Montana gold rush. Today you can visit the Montana Historical Society Museum, Cathedral of Saint Helena, and Original Governor’s Mansion to learn more about the history of this city rich in heritage and culture. 

The city’s diverse community and cultural events reflect a blend of traditions and contemporary life.

Safety and crime rates

Helena’s violent crime rate is 7.55 per 1,000 residents. Helena has a higher-than-average crime rate, which is something to consider before moving here. However, it’s worth mentioning that life in Helena isn’t exceptionally unsafe or unstable.

The community-focused approach to living contributes to the overall sense of security and well-being.

Access to nature and recreation

With its proximity to national forests, lakes, and trails, Helena is a haven for nature lovers and outdoor enthusiasts. The city provides easy access to nearby recreational areas for hiking, mountain biking, and water sports, such as Canyon Ferry, Mount Helena, and MacDonald Pass.

Social opportunities and community engagement

Helena’s community is active and engaged, with numerous clubs, organizations, and events that foster a strong sense of belonging. The city’s social scene is vibrant, offering everything from outdoor adventures to cultural gatherings.

Top annual events include the Helena Farmers’ Market, Blast from the Past Car and Motorcycle Show, and the Lewis & Clark Block Party.

8. Dillon – One of the best towns to live in Montana for a quiet, friendly atmosphere

best places to live in montana dillon
Dillon, Montana

Pop: 4,000

Dillon, Montana, nestled in picturesque Beaverhead County, offers a serene and enriching quality of life deeply rooted in its community and outdoor lifestyle.

Dillon is made up of families and retirees and is a close community. Living here is much more relaxed. In their free time, locals can be found on the Beaverhead River or hiking nearby trails.

Here’s a concise overview of what Dillon has to offer:

Cost of living

Average monthly rent: $810Potatoes: $4.61
Average home price: $327,000Bread: n/a
Mortgage rate: n/aCheese: n/a
Energy: n/aMilk (1 gallon): $4.91
Phone: n/aEggs (dozen): n/a
Sources: Best Places (left column), Area Vibes (right column)

Dillon features an affordable cost of living, with expenses generally below the national average. This affordability extends to housing, utilities, and everyday living costs, making it an appealing choice for individuals and families looking for value.

Employment opportunities

Dillon’s unemployment rate is 3.5%, close to the statewide average of 3.2%.

Overall, employment prospects in Dillon are strong. While Dillon is a smaller community, it offers stable employment opportunities, particularly in education, healthcare, agriculture, and local government. The University of Montana Western also contributes to the local economy and job market.

Housing market

As we previously mentioned, the average home in Dillon is priced at $327,000, making it 3.3% more affordable than the national average home price of $338,100 and 26% below the Montana average of $441,800.

For those looking to rent, a two-bedroom apartment costs $810 monthly, which presents a significant 18% saving compared to the statewide average of $990.

The housing market in Dillon is accessible, offering a range of options from charming historic homes to newer constructions, all at prices that tend to be lower than in many other parts of Montana.

Quality of life

Dillon’s residents enjoy a high quality of life marked by low crime rates, a close-knit community, and ample access to outdoor activities. The town’s small size fosters a strong sense of belonging and community involvement.

Education system

Dillon is home to the University of Montana Western, providing significant educational opportunities and contributing to the local culture. Dillon also has a commendable public school system, consisting of one elementary school, one middle school, and one high school, each producing relatively strong results.

According to U.S. News, 62% of students at Dillon Elementary School recently tested at or above the proficient reading level, and 45% of students tested at or above the proficient math level.

Transportation and commute

With its small size, Dillon offers easy commutes and minimal traffic, making transportation straightforward and efficient. The town’s layout is conducive to walking and biking as well. Like most Montana towns, you’ll need a car to get around in Dillon.

Climate and geography

Dillon is situated in a beautiful, rugged landscape in the Beaverhead Valley of Southwestern Montana, offering a semi-arid climate with four distinct seasons.

Its proximity to the Beaverhead Mountains, the Beaverhead River, and the Beaverhead-Deerlodge National Forest provides residents with endless outdoor recreational opportunities.

Cultural fit and diversity

Dillon’s culture is a blend of Western heritage and collegiate influence, creating a unique community atmosphere. The town hosts various cultural and community events that reflect this diverse cultural identity, including the annual Kickoff Concert and the Demolition Derby.

Safety and crime rates

The violent crime rate in Dillon is 2.45 per 1,000 residents.

Safety is a hallmark of Dillon, with crime rates significantly lower than national averages. The town’s safe, family-friendly environment is one of its most appealing attributes.

Access to nature and recreation

Dillon is a paradise for outdoor enthusiasts, offering unparalleled access to fishing, hunting, hiking, and skiing. Its natural surroundings are ideal for those who cherish the outdoors and adventure.

Social opportunities and community engagement

The community in Dillon is engaged and active, with numerous events, clubs, and volunteer opportunities that promote social interaction and cohesion, such as the Beaverhead County Fair, the Montana Western Career Fair, and unique events like Embracing Celestial Marvels: Exploring the 2024 Eclipses.

The presence of the university adds to the vibrancy and diversity of social options.

9. Missoula – A beautiful, small town for students and families

best places to live in montana missoula
University of Montana – Missoula, Montana

Pop: 75,000

If you’re looking for a vibrant, cultural, and artsy town in a beautiful setting with a liberal atmosphere, then look no further than Missoula. This vibrant cultural hub is one of Montana’s most popular cities, home to a diverse group of people, ranging from hippies and university students to families and retirees. 

The “Garden City” has a thriving economy that continues to grow, contributing to the strong job market. The second largest city in Montana, Missoula is home to excellent schools and the University of Montana, making it a go-to destination for families and young adults.

Here’s a concise overview of what Missoula has to offer:

Cost of living

Average monthly rent: $1,471Potatoes: $3.38
Average home price: $465,221Bread: $4.46
Mortgage rate: n/aCheese: $5.61
Energy: $182.32Milk (1 gallon): $4.30
Phone: $212.26Eggs (dozen): $4.39
Sources: Best Places

Missoula’s cost of living is slightly above the national average, influenced mainly by housing costs. However, this is somewhat mitigated by Montana’s lack of sales tax, providing relief in everyday expenses.

Employment opportunities

The unemployment rate in Missoula is 3.9%, not much higher than the statewide average of 3.2%.

The city’s economy is characterized by a strong education sector centered around the University of Montana, as well as healthcare, retail, and a burgeoning tech industry. Top tech companies in Missoula include Submittable (a social impact platform), OnXmaps (a GPS map app for hunting), and Lumenad (a managed media service).

This diversity in employment opportunities contributes to Missoula’s low unemployment rate.

Housing market

The average price of a standard home in Missoula stands at $465,221, marking a 27% increase over the national average of $338,100, and a 5% rise compared to the Montana state average of $441,800.

On the rental front, a two-bedroom apartment in Missoula costs $1,471 per month, on average. This is just 3% higher than the national average of $1,430, yet 33% above the statewide average of $990.

The housing market in Missoula has seen significant growth, with prices steadily increasing. This is attributed to high demand and a relatively low supply. The median home price in Missoula sits above the national average, reflecting the desirability of living in such an idyllic location.

Quality of life

Missoula, Montana, offers a high quality of living by blending nature’s beauty with a strong community and vibrant cultural scene. Residents enjoy outdoor activities like river rafting, fishing, and hiking, promoting well-being and connection to nature.

Festivals and events, such as the Big Sky Documentary Film Festival, Buddy DeFranco Jazz Festival, and the Home and Garden Show foster community spirit. Despite challenges like rising living costs, Missoula remains a sought-after place, combining education, economic diversity, and natural charm.

Education system

Missoula boasts a strong education system, anchored by the University of Montana. The town has nine elementary schools, three middle schools, and four high schools.

Public schools in Missoula are well-regarded, offering a range of programs that foster academic and extracurricular excellence, such as drama, art club, and model United Nations.

Transportation and commute

With a compact city layout, Missoula promotes a bike-friendly environment, and public transportation options are readily available. The average commute time is roughly 17 minutes, notably shorter than the national average of 26 minutes, making daily travel less of a burden.

Despite the existence of public transportation, it’s easiest to get around in Missoula by car.

Climate and geography

Missoula experiences a semi-arid climate, with four distinct seasons. Its geography, marked by rivers, valleys, and mountains, provides a stunning backdrop for residents and numerous outdoor activities throughout the year.

Cultural fit and diversity

While historically less diverse than larger metropolitan areas, Missoula is increasingly becoming a more inclusive city, celebrating a variety of cultures and lifestyles, especially through its university and growing arts scene.

Safety and crime rates

Missoula’s violent crime rate is 6.24 per 1,000 residents. While this is higher than the statewide average of 4.18, Missoula doesn’t have a bad reputation for crime.

Missoula’s crime rates are slightly above the national average in certain categories but are actively addressed by local law enforcement and community programs aimed at maintaining safety and promoting a close-knit community feeling.

Access to nature and recreation

Missoula offers unparalleled access to nature. Residents enjoy quick access to river rafting on the Alberton Gorge and Blackfoot River, fishing on the Blackfoot River, and hiking in the Rattlesnake National Recreation Area.

Winter sports enthusiasts enjoy skiing at nearby Lookout Pass Ski & Recreation Area, Discovery Ski Resort, Lost Trail Ski Area, and Montana Snowbowl.

Social opportunities and community engagement

Missoula is known for its strong sense of community, with numerous festivals, markets, and public events fostering social engagement. Annual events include the International Wildlife Film Festival, the YMCA Riverbank Run, and the Kyi-Yo Pow Wow.

Missoula, Montana, offers a rich lifestyle for its residents, balancing natural beauty with a lively cultural scene. While challenges such as the rising cost of living and housing market pressures exist, the city’s strengths in education, quality of life, and access to the great outdoors make it a desirable place to call home.

10. Billings – Opportunity abounds in Montana’s largest city

best places to live in montana billings
Skyline – Billings, Montana

Pop: 117,000

Billings is Montana’s largest city and hosts a variety of great restaurants, shops, and nightlife. One of the benefits of living here is that you still have the picturesque views and hiking trails while enjoying the city feel. 

Downtown features art galleries, markets, and cafes. Public parks, like Pioneer Park and Zimmerman Park, offer residents quick access to nature from within the city limits.

Events like the Strawberry Festival and the Magic City Blues Festival bring people together, creating a vibrant sense of community.

Here’s an overview of Billings across several important aspects:

Cost of living

Average monthly rent: $1,140Potatoes: $1.85
Average home price: $369,900Bread: $3.46
Mortgage rate: n/aCheese: n/a
Energy: n/aMilk (1 gallon): $3.60
Phone: n/aEggs (dozen): $2.51
Sources: Best Places (left column), Numbeo (right column)

Billings, Montana, offers a relatively cost-effective living standard compared to many U.S. cities.

While living costs in Billings may be rising modestly, residents find that groceries, healthcare, and utilities remain affordable. This affordability supports a lifestyle that balances quality with financial sensibility.

Employment opportunities

The unemployment rate in Billings is 3.6%, not much higher than the statewide average of 3.2%.

The job market in Billings is robust, with key industries including healthcare, education, and energy fueling employment growth. It’s worth noting that Billings is a place for entrepreneurs. Various new businesses often appear around town, ranging from health food and hobby stores to fitness centers and restaurants.

Housing market

The average price of a standard home in Billings stands at $369,900, which surpasses the national average home price of $338,100 by 9.4%, yet remains 16.3% more affordable than Montana’s average home price of $441,800.

For those considering rental options, a two-bedroom unit in Billings is available at $1,140 per month. This rate is 20.3% lower than the national average of $1,430. However, it’s 13.2% higher than the statewide average of $990.

Housing in Billings is more accessible than in many urban centers, with a variety of options from downtown apartments to suburban homes. The west end is expanding rapidly with new stores and residential developments under work.

The local market caters to a wide range of preferences and budgets, making homeownership a realistic goal for many.

Quality of life

Billings’ residents enjoy a high quality of life, marked by clean air and access to ample outdoor activities, some of which are within the city limits, such as Zimmerman Park and Pioneer Park.

Downtown Billings is a bustling district with a variety of restaurants and shops, ranging from decades-old businesses with a long history in the city to new businesses offering new products and services.

A variety of industries thrive in Billings, ranging from healthcare and education to energy and finance, creating an attractive job market.

Education system

Billings has 22 elementary schools, six middle schools, and four high schools. The education system in Billings is relatively strong, supported by active parent and community involvement.

Plus, Montana State University Billings offers associate, bachelor’s, and master’s degrees, and vocational training opportunities are available at the Billings Career Center.

Transportation and commute

With manageable traffic and well-planned infrastructure, Billings provides an efficient transportation network that makes commuting and getting around town straightforward and stress-free.

Public transportation exists in Billings, but it is limited. Most residents in Billings need a car to get around the city.

Climate and geography

Billings is characterized by a semi-arid continental climate with four distinct seasons. Summers are warm with the occasional hot day, while winters are cold and moderately snowy.

Billings’ geography is marked by the Rimrocks, dramatic sandstone cliffs, and the Yellowstone River, which meanders across the edge of town. This diverse climate and landscape support outdoor activities year-round, from summer hiking to winter skiing.

Cultural fit and diversity

Billings fosters an inclusive community where cultural diversity is celebrated. Various groups contribute to the city’s rich cultural tapestry, ranging from the Crow Tribe to Montana’s Amish communities.

Places of worship include the Billings Montana Temple. Vibrant community events include the Big Sky Pride Parade, Strawberry Festival, and the Farmer’s Market.

The Billings Farmer’s Market is especially noteworthy. Here, you can purchase homemade Amish delicacies, such as baked goods, meats, and produce.

Safety and crime rates

The violent crime rate in Billings is 9.15 per 1,000 residents.

Crime in Billings is noticeably high. While it’s possible to enjoy a pleasant evening in downtown Billings, crime is an issue here. It’s important to use common sense and exercise caution when out and about, especially at night – avoid dark, empty streets.

Efforts by local law enforcement and community initiatives work to maintain a secure environment.

Access to nature and recreation

Billings offers excellent access to the great outdoors, with the majestic Rimrocks and the winding Yellowstone River providing a backdrop for a multitude of recreational activities.

In town, residents enjoy Zimmerman Park, Pioneer Park, the Four Dances Trailhead, and a variety of other smaller parks. Outside of town lies Phipps Park, a devastatingly beautiful park set among the sprawling Rimrocks that are characteristic of Billings.

Residents enjoy hiking in the nearby mountains, such as the Beartooth and Pryor Mountain Ranges. Anglers enjoy fishing the Yellowstone River and in the winter, skiers head to nearby Red Lodge Mountain.

Social opportunities and community engagement

With a vibrant social scene and numerous community events, Billings encourages active engagement and fosters a sense of belonging among its residents.

Some of Billings’ ongoing events include the Morning Bird Stroll, Barefoot in the Park, and a variety of performances at the Alberta Bear Theater. Baseball enthusiasts can enjoy local Mustangs games at Dehler Park.

From local theaters and galleries to sports leagues and volunteer opportunities, there are myriad ways to connect and contribute in Billings.

FAQs about life in Montana

Below you’ll find answers to commonly asked questions about life in Montana’s best towns.

What is the best city to live in during winter in Montana?

The best city to live in during winter in Montana depends on your preferences. Towns in southern Montana, such as Billings and Bozeman, receive moderate winter snowfall while still offering great access to outdoor winter recreation. Northern towns, like Whitefish, receive significant snowfall and feature beautiful winter landscapes.

Where is the best place to live in Montana, overall?

Billings is the best city to live in Montana, overall. Billings offers excellent employment opportunities, great year-round access to outdoor recreation, a local university, plenty of city parks, annual community events, and beautiful natural surroundings.

However, the best place to live in Montana, overall, depends on your needs and preferences.

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